Dear {friend, colleague, or organization},
I am so sorry that I won’t be able to join the group at {event/trip/etc.}. The truth is, my budget is very tight right now due to {situation}. I simply cannot justify the expense at this time.
Please let me know if you happen to {alternative excursion}. I’d love to attend, especially if {affordable example(s)}.
Regardless, have a great time!
Sincerely,
{Name}
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Index of letter of apology templates
